Buying car insurance is something you need no matter how much money you have. You may bring a lot of money at the time you go for a long journey across the states. However, you cannot predict how much you have to pay for reparation when you are outside the state where you live. It means that you may get a big problem when you realize that your money is not that much to pa y the cost. Withdrawing money from your bank account could be risky because you have another agenda with the money you have. In this case, your car insurance will work for you.
Is it possible that you can claim the damage of your car to the car insurance company to whom you trust the insurance? I am sure it is as long as you buy car insurance that covers this possible situation. This is the reason why you should understand any car insurances offered to you before you decide to buy one. In this case, you can compare first the car insurances provided by the companies. This is an important step you should do. When you find the one you need. Finally you have a partner that will help you solving the problem with your car.